●  ENCAS
ENCAS · Netherlands first · Europe next

Your invoices, paid.
Not chased.

We collect unpaid invoices with AI. The debtor pays the legal fees. You receive 100% of what is yours.

Unpaid invoices drain your cash.
Chasing them costs your time.
Writing them off costs more.

Submit your first claimWhat you recover ↓

Or keep writing off what you are owed.

Money back. Customer kept. Zero cost.

Your guide

Guide, not hero

AI does the collecting. A licensed human stays accountable.

Collected the way you would want to be collected from: clear, respectful, relentless.

Wki-licensed processStatutory fees onlyFull audit trailGDPR + AI Act by design

The plan: three steps

1Submit your claims

Upload your unpaid invoices. No upfront fee.

2We collect

The debtor pays the legal fees.

3You receive 100%

Your full principal. Paid to you.

Built on AWSStep Functions runs every caseEventBridge fires every deadlineLangGraph agents on AgentCore do the workBedrock supplies the modelsEvery contact moment lands in a locked, timestamped dossierLetters via Postbode and PingenPayments via Mollie and StripeSigning via DocumensoVoice via Bland and Retell

No cure, no pay

Nothing recovered, nothing owed. Direct costs at cost, zero mark-up.

Main route

You submit. Debtor pays.

No recovery

You pay nothing.

Direct costs

At cost. Itemised. Zero mark-up.

You receive

100% of your principal.

Submit your first claim

Or: predictable cost

Self-serve
Start — €49/mo

€4.50 / case · 0%

For smaller volumes.

Volume
Growth — €249/mo

€2.50 / case · 7.5% above €2,500

For steady claim flow.

API / volume
Enterprise — custom

€1.00–1.75 / case · 5–10%

For portfolios and platforms.

What you recover

Enter your claim. See what comes back to you.

090 days730
You receive — principal€1,000
You receive — interest€9.86
Debtor pays — statutory fee€150.00
Debtor pays — total€1,159.86

The statutory fee is ours. Your principal is fully yours.

The fee is set by law

Dutch statutory scale (BIK). Paid by the debtor, once per claim.

Claim sliceFee
First €2,50015% · minimum €40
Next €2,50010%
Next €5,0005%
Next €190,0001%
Above that0.5% · maximum €6,775

€250 claim → €40 fee  ·  €1,000 → €150  ·  €10,000 → €875

Source: rechtspraak.nl — Besluit vergoeding buitengerechtelijke incassokosten

Compliance by design

Licensed process

Wki rules, followed from day one.

Human review

Key decisions checked by people.

AI disclosed

Every interaction. Every time.

Full audit trail

Every contact logged. Nothing hidden.

Received a letter?

A clear amount. A fair plan. One link to pay.

Can't pay at once? We arrange a plan that fits. Struggling? Tell us — a human takes over.

Money back. Customer kept.

Your invoices, paid. Not chased.

Submit your first claim